Factor number eight is another easy way to lower your monthly premiums - either add more policies or remain loyal with the insurance company. Loyalty refers to two things. The first is how long you’ve been with the insurance company and the second deals with how many policies you have with that company. A lot of insurers will give you a discount if you’ve insured with them for five years or more and almost all of them will give what’s called a multi-policy discount, to entice you to both stay and add more policies when you need them.
This article is part of a series of ten that discuss the ten factors that affect insurance premiums.
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