Skip to content

Monthly Archives: November 2006

Five Tips for Filing Home Insurance Claims: Fifth Tip

Gerri Willis’ mid-September Five Tips columns revolved around five tips for sorting out your home insurance claim and for anyone who has never gone through this, it’s important for you to understand these tips before you need to - here is the fourth tip.
Tip #5: Don’t give up
Even after your insurance company pays out, it [...]

Five Tips for Filing Home Insurance Claims: Fourth Tip

Gerri Willis’ mid-September Five Tips columns revolved around five tips for sorting out your home insurance claim and for anyone who has never gone through this, it’s important for you to understand these tips before you need to - here is the fourth tip.
Tip #4: Consider an independent adjuster
Before you start the claims adjustment process, [...]

Five Tips for Filing Home Insurance Claims: Third Tip

Gerri Willis’ mid-September Five Tips columns revolved around five tips for sorting out your home insurance claim and for anyone who has never gone through this, it’s important for you to understand these tips before you need to - here is the third tip.
Tip #3: Sort and document
Documentation is the cornerstone to any financial dealing [...]

Hurricanes Are Disastrous and Expensive

As if you needed me to say so but according to Bankrate’s records, eight of the ten most expensive catastrophes, from a property and business loss perspective, were hurricanes and six of those eight occurred in the last five years! Only two of the hurricanes were from earlier, Andrew in 1992 and Hugo in 1989. [...]

Five Tips for Filing Home Insurance Claims: Second Tip

Gerri Willis’ mid-September Five Tips columns revolved around five tips for sorting out your home insurance claim and for anyone who has never gone through this, it’s important for you to understand these tips before you need to - here is the second tip.
Tip #2: Assess wind versus water damage
As you may remember in the [...]

Five Tips for Filing Home Insurance Claims: First Tip

Gerri Willis’ mid-September Five Tips columns revolved around five tips for sorting out your home insurance claim and for anyone who has never gone through this, it’s important for you to understand these tips before you need to - here is the first tip.
Tip #1: Understand the basics
This is something that you have to do [...]

Most Expensive To Insure States

I, like the author, thought that California or Florida would be tops on the list of most expensive states to purchase home insurance, but we were both wrong - Texas is the highest at an average premium of $1,238 according to the National Association of Insurance Commissioners (NAIC). Second and third on the list [...]

Deduct Uninsured Losses via Casualty Loss Tax Deduction

Unfortunately, sometimes an event will occur that your homeowner’s or renter’s insurance won’t cover (say flood damage if you don’t have separate flood insurance or a jewelry theft without the necessary jewelry riders) and in those cases there may be a way for you to recover part of the financial impact. If there was a [...]