If someone comes into your home and steals your jewelry, your homeowner’s policy probably will only cover you for a couple thousand dollars (this limit depends on your policy). This is important to know because often times you might have jewelry (and this applies to other special items such as guns, business property, cash, check [...]
This is the last of the ten factors and this one probably isn’t going to help you if you don’t know about it already and it involves taking advantage of group discounts. Check with your current employer, an alumni group, or any other type of group to see if your membership will get you any [...]
The only thing worse than having your house catch on fire is not knowing what was in it when you go to file a claim. That one scenario, hopefully one that you will never experience, is the very reason why you should keep an inventory of the contents of your home and store that information [...]
Factor number seven is a quick one that you’re probably taking advantage of if you can - retirement discounts! Some companies will offer discounts because they know that retirees are safe for a variety of reasons. For example, since retirees are home more often than non-retirees, they are able to respond to emergencies much faster [...]
Home insurance - that’s a no brainer (and usually a requirement on mortgages) but in this world there are a lot of people out there willing to insure you for any number of things. This week’s Top Tips column by Gerri Willis focuses on some insurances that you should say no to.
First on the list [...]
Factor number eight is another easy way to lower your monthly premiums - either add more policies or remain loyal with the insurance company. Loyalty refers to two things. The first is how long you’ve been with the insurance company and the second deals with how many policies you have with that company. A lot [...]
If you own a dog, especially a dog on the Centers for Disease Control and Prevention study’s list of most dangerous dogs, you’re likely to see higher premiums than if you didn’t own one of these “deadly” dogs.
The study itself ran from 1979 through 1998 and it collected the number of dog bite-related fatalities [...]