Top ten lists are always popular and top ten lists that save you money are even more so. This week’s top ten list for lowering homeowner’s insurance comes by way of the Insurance Information Institute.
1. Shop Around.
2. Raise Your Deductible.
3. Don’t confuse what you paid for your house with rebuilding costs.
4. Buy your home and [...]
One of the many terrible things coming out of the whole Katrina aftermath is the fact that so many people in the region (and other risky areas like Florida) are finding that the insurers are jacking up their premiums - forcing many to make the decision of whether to put food on the table or [...]
The Nest, a site for newlyweds, had a great primer for those of you without much experience with homeowners insurance called Homeowners Insurance 101.
What to remember if you only remember one thing:
Customize your insurance based on what your home would cost you to rebuild (take home improvements into account), what it would cost to replace [...]
No matter how cheap or expensive your homeowners insurance premium is, the most important thing to remember is that safety should your number one priority. If you make your home a safer place to live, your insurance premiums will also fall because increased safety means fewer injuries (or less severe injuries) which will lead to [...]
You may not know this but your homeowners insurance is actually the insurance that covers the contents of your car (not attached to your car) in the event of a theft, not your auto’s comprehensive insurance. I don’t exactly know why this is, but it’s related to which one is considered primary for the items [...]