Tuesday, September 25, 2007
Looks like the insurance company response to hurricanes nowadays is to include a windstorm deductible in your policy, which is a far better response than pulling all insurance business out of dangerous states. See, in the past there has always been a flooding deductible and so the big game, when it came to a hurricane [...]
Thursday, September 20, 2007
So you have a safe that’s fireproof, is it waterproof too? The reason I ask is because where there’s fire, they’re often going to be a lot of water as well because when the firefighters arrive they will be spraying water everywhere. Not only that but they’ll be spraying a lot of water everywhere because [...]
Tuesday, September 18, 2007
If you’re having problems dealing with your homeowners or renter’s insurance and want to bring in the big guns, check out the Patient Advocate Foundation’s list of Insurance Commissioners. While the Patient Advocate Foundation focuses more on health care, the insurance commissioners in your state are responsible for enforcing all insurance laws, health and otherwise, [...]
Thursday, September 13, 2007
A word of warning to you all, if you host a party at your house and one of your guests get drunk, drives home, and is involved in an accident – you could be liable for damages because you served the alcohol. While the state laws, local court cases, and other regional laws may apply, [...]
Tuesday, September 11, 2007
Have you recently purchase your house? Have you made a recent home improvement? There are plenty of reasons why you would need to re-evaluate the replacement value of home for the purposes of insurance. A recent purchase and an improvement are merely two of them. So, what’s the easiest way to recalculate that all important [...]
Saturday, September 1, 2007
In addition to theft of possessions, fire is another huge concern for insurance companies when it comes to college students and something you should talk to your student child. In general, fires are caused by two things: cooking and candles. That’s why, if you review your child’s dorm rules you’ll likely see that both cooking [...]