Second only to ensuring that all your smoke alarms have working batteries is the fact that you need to position those little guys intelligently. If you don’t have a sense of where you should put them, you should consider following the National Fire Protection Association Life Safety Code 101. They recommend that you put a [...]
When it comes to guns and homeowner’s insurance, depending on what happens, the part of homeowner’s insurance that covers you will change. Let’s start with the most simple, theft, and move onto the more complicated, liability.
Guns and Theft
Guns are like any other piece of personal property when it comes to theft, your insurance will probably [...]
Two years ago Hurricane Katrina hit the United States and resulted in the devastation of New Orleans. Today, homeowners in New York are feeling the effects as homeowner insurance companies are becoming fearful of a similar event striking the Northeast. A NYT article discusses how insurers are opting to not renew policies, even with people [...]
Buying insurance based solely on price is extremely risky because there are so many other factors involved when talking about a service as intimate as insurance. Is the company’s policy cheaper because they’re stingier on paying out claims? Or are they cheaper because their administrative costs are much lower? If their costs are much lower, [...]
According to the Insurance Information Institute, “renters are 50 percent more likely than homeowners to be victims of burglars.” Despite this glaring statistic, 96% of homeowners have homeowner’s insurance (likely because its mandated by their lender), only 43 of renters have insurance (likely because it’s often not mandated by the landlord). This is especially scary [...]
I was in Costco the other day looking at one of their safes when I tried to pick it up. I expected it to be ridiculously heavy but it wasn’t. It was heavy but it wasn’t so heavy that one person would have trouble picking it up and that troubled me because it meant that [...]