So you have your homeowners insurance all set, you’re paying a good price on your premiums, and you pretty much have it all under control, what else can you do to make sure you don’t get screwed in case something happens? Keep your insurance information updated regularly. Keeping them informed of any changes ever six [...]
Damage to your house, or other covered structures like a shed or detached garage, by rodents or rabbits (or squirrels, mice, rats, etc.) is not covered by your homeowners insurance. If you’re like me and have an attic, you probably discovered a few enterprising squirrels decided to gnaw a hole in the side of your [...]
Let’s say you have a pair of earrings insured by your homeowners policy, in the event that you lose one of them, your homeowner’s policy (if that item is covered, in the case of jewelry you’ll have to get a separate rider) will generally pay to repair or replace any part required to restore the [...]
Did you know that your credit score and history affects how much you pay for premiums with insurance companies? It does and improving your credit score can reduce the amount you have to pay to the insurance company, something you probably wouldn’t have known unless you read about it somewhere (like here!) because it’s not [...]
One of the unfortunate side effects of the sub-prime lending meltdown is that home prices have started to fall in the area and as a result you may be able to reduce the dollar amount of your coverage and save yourself a few dollars. If your home cost you $500,000 and you’re insured for that [...]