If you own a “dwelling unit” (that is a home), in a condominium type arrangement then you’re going to need what’s known as condominium unit owners insurance, which is slightly different than homeowners insurance. Condominium unit owners insurance is different in that with condominiums, the structure and building are insured by another party. This could [...]
If you see yourself in a short term tight financial situation and you’re concerned that a catastrophe in the home could wipe you out, then you could consider lower your insurance deductible. By lowering your insurance deductible, your monthly payments will increase but your deductible will be lowered. That is, in the event of a [...]
Now that you understand the various parts of an alarm system, you’re probably considering getting an alarm system for your home. Picking an alarm is actually quite easy, it’s merely a matter of surveying your home, getting a bunch of quotes from local providers, and then getting the system installed.
Questions a security system provider will [...]
I know it sounds a little silly but one of the easiest things you can do to ensure your home is secure is to double check your windows and doors every single time you leave your apartment, condo, or house. A lot of times you’ll open a window or unlatch your sliding back door, go [...]
Do you live in a gated community? Did you know that you can get a discount on your homeowners insurance if you live in a gated community? Experts claim that the discount is somewhere in the neighborhood of 10%, so if you are in a gated community be sure to tell your insurance representative. This [...]