Did you know that if your car is broken into and contents are stolen, practically every item not attached to the vehicle is covered by your homeowners insurance and not your car insurance? For example, if you have a bunch of CDs sitting in your glove compartment and a thief gets to them, you have [...]
According to the Insurance Information Institute, or III, “the average cost of insuring noncoastal residences in 2008 is expected to be up just 2% to 4% in many areas and flat or even falling in others.” The reason is because the property and casualty insurance industry is experiencing the down-trend of their market cycle and [...]
There’s a great article in WSJ Online that discusses some new security systems that allow you to monitor from afar on the internet. This is something a lot of home brew security systems have offered, online access, but this is the first I’ve heard of a professional system offering that level of service.
The second part [...]
Tomorrow is Valentine’s Day and chances are you will be giving (or receiving) a piece of jewelry on the wonderous day that is February 14th. If you do, consider getting a jewelry rider to cover you in the event that piece is loss. In fact, and this is something to remember for next year, get [...]
Buying a home can be very stressful, so it’s not surprising that some people would confuse mortgage insurance with homeowners insurance. The two are very different.
Mortgage insurance is usually purchased by the borrower, on behalf of the lender, to protect the lender against the borrower defaulting on a mortgage. It is also known as private [...]