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Category Archives: Home Office

Understanding Riders for Jewelry, Fine Arts, and Home Offices

When you purchase homeowner’s insurance of any variety, one important consideration is the addition of “riders.” Straight vanilla homeowner’s or renter’s insurance will protect your valuables if a covered “named peril” (defined in your agreement) destroys or damages jewelry or artwork with no ceiling limit. However, if your precious possessions are ever stolen, your insurance [...]