One of the many terrible things coming out of the whole Katrina aftermath is the fact that so many people in the region (and other risky areas like Florida) are finding that the insurers are jacking up their premiums - forcing many to make the decision of whether to put food on the table or [...]
The Nest, a site for newlyweds, had a great primer for those of you without much experience with homeowners insurance called Homeowners Insurance 101.
What to remember if you only remember one thing:
Customize your insurance based on what your home would cost you to rebuild (take home improvements into account), what it would cost to replace [...]
No matter how cheap or expensive your homeowners insurance premium is, the most important thing to remember is that safety should your number one priority. If you make your home a safer place to live, your insurance premiums will also fall because increased safety means fewer injuries (or less severe injuries) which will lead to [...]
You may not know this but your homeowners insurance is actually the insurance that covers the contents of your car (not attached to your car) in the event of a theft, not your auto’s comprehensive insurance. I don’t exactly know why this is, but it’s related to which one is considered primary for the items [...]
Thursday, February 8, 2007
The only thing worse than having your house catch on fire is not knowing what was in it when you go to file a claim. That one scenario, hopefully one that you will never experience, is the very reason why you should keep an inventory of the contents of your home and store that information [...]
Thursday, January 11, 2007
There are essentially ten factors that affect your insurance premium, some of which you can control and some of which you cannot. The fourth of the ten factors is something that you can absolutely control and that is whether you smoke.
Smoking is one of the leading causes of fires in the home, whether it’s someone [...]
Wednesday, January 10, 2007
There are essentially ten factors that affect your insurance premium, some of which you can control and some of which you cannot. The third of the ten factors is something that you can control, and that is how safe your home is.
I know that with my homeowner’s insurance from Travelers, I was given a discount [...]
There are essentially ten factors that affect your insurance premium, some of which you can control and some of which you cannot. The second of the ten factors is something that you can’t control, and that is how your home was constructed.
On the East coast, brick is the preferred method of construction because there aren’t [...]
There are essentially ten factors that affect your insurance premium, some of which you can control and some of which you cannot. The first of the ten factors is something that you can control, somewhat, and that is the condition your home is in.
Since your homeowner’s insurance will be covering many of the contents of [...]
Monday, December 18, 2006
A recent story in the Times-Tribune drove home a point that some people may have overlooked - insuring a self-storage rental unit. In this particular case, fire, not theft, was the culprit.
Not having a self-storage rental unit myself, I hadn’t even thought about the insurance ramifications of renting a unit. I do know that most [...]