Your homeowner’s insurance will often have a jewelry provision in which there is a maximum payout in the event of a jewelry related claim. If you want higher levels of coverage for your jewelry, you’ll need to get a jewelry rider or separate jewelry insurance. When we had a piece appraised at a local jeweler, [...]
Despite what you may have heard about endorsements or riders regarding jewelry, your jewelry is partially covered by your base homeowner’s policy. If you lose, damage, or otherwise destroy your jewelry, you can still make a claim with you homeowners insurance provider. Usually the upper limit is capped at your coverage limit of either $1,000 [...]
So we’ve covered safe basics and fire resistant safes, the next type of safe is a burglar resistant safe designed to prevent unauthorized access. Most people think of these types of safes whenever they talk about safes.
The ratings range in ratings from Class 1 to Class 5 (again, developed and rated by the Underwriters Laboratory) [...]
So you walk up to your local jeweler or some jewelry store in your local mall and you ask for an appraisal of your jewelry, how can you be sure what you get back is a legitimate jewelry appraisal and what is just some fluff? It’s very difficult because those stores want you to go [...]