Thursday, February 15, 2007
This is the last of the ten factors and this one probably isn’t going to help you if you don’t know about it already and it involves taking advantage of group discounts. Check with your current employer, an alumni group, or any other type of group to see if your membership will get you any [...]
Tuesday, February 6, 2007
Factor number seven is a quick one that you’re probably taking advantage of if you can – retirement discounts! Some companies will offer discounts because they know that retirees are safe for a variety of reasons. For example, since retirees are home more often than non-retirees, they are able to respond to emergencies much faster [...]
Factor number eight is another easy way to lower your monthly premiums – either add more policies or remain loyal with the insurance company. Loyalty refers to two things. The first is how long you’ve been with the insurance company and the second deals with how many policies you have with that company. A lot [...]
Factor number seven is one of the easiest ways for you to lower your monthly premiums – adjusting your claims deductible. Your deductible is how much you must pay out of pocket per incident before the insurance company will start making payments. For example, if you have a $1,000 deductible on your jewelry rider, the [...]
The first five factors of the ten factors that affect insurance premiums are controllable but not as easily controllable as the the next few factors. This sixth factor is the amount and the scope of your homeowners or renters insurance policy coverage, obviously the greater the coverage the more expensive the premium. Be sure to [...]
Thursday, January 18, 2007
There are essentially ten factors that affect your insurance premium, some of which you can control and some of which you cannot. The fifth of the ten factors is something that you have no control over, after you buy the house that is, and that is whether you are in a high risk area.
If you [...]
Thursday, January 11, 2007
There are essentially ten factors that affect your insurance premium, some of which you can control and some of which you cannot. The fourth of the ten factors is something that you can absolutely control and that is whether you smoke.
Smoking is one of the leading causes of fires in the home, whether it’s someone [...]
Wednesday, January 10, 2007
There are essentially ten factors that affect your insurance premium, some of which you can control and some of which you cannot. The third of the ten factors is something that you can control, and that is how safe your home is.
I know that with my homeowner’s insurance from Travelers, I was given a discount [...]
There are essentially ten factors that affect your insurance premium, some of which you can control and some of which you cannot. The second of the ten factors is something that you can’t control, and that is how your home was constructed.
On the East coast, brick is the preferred method of construction because there aren’t [...]
There are essentially ten factors that affect your insurance premium, some of which you can control and some of which you cannot. The first of the ten factors is something that you can control, somewhat, and that is the condition your home is in.
Since your homeowner’s insurance will be covering many of the contents of [...]