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	<title>Comments for Home Insurance Guide</title>
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	<link>http://www.homeowners-insurance-guide.com</link>
	<description>All you want to know about renter's and homeowner's insurance.</description>
	<lastBuildDate>Thu, 29 Oct 2009 02:03:21 +0000</lastBuildDate>
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		<title>Comment on Understanding Riders for Jewelry, Fine Arts, and Home Offices by Marsha McCluskey</title>
		<link>http://www.homeowners-insurance-guide.com/understanding-riders-for-jewelry-fine-arts-and-home-offices.htm/comment-page-1#comment-59078</link>
		<dc:creator>Marsha McCluskey</dc:creator>
		<pubDate>Thu, 29 Oct 2009 02:03:21 +0000</pubDate>
		<guid isPermaLink="false">http://www.homeowners-insurance-guide.com/understanding-riders-for-jewelry-fine-arts-and-home-offices.htm#comment-59078</guid>
		<description>I wish to make a presentation to my quilt guild about insuring quilts.  I need any information you might have regarding this, such as the rules and regulations, any additional requirements needed, etc.  Can you help me with this?  Thank you for your assistance on this.</description>
		<content:encoded><![CDATA[<p>I wish to make a presentation to my quilt guild about insuring quilts.  I need any information you might have regarding this, such as the rules and regulations, any additional requirements needed, etc.  Can you help me with this?  Thank you for your assistance on this.</p>
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		<title>Comment on Dangerous Dogs Increase Insurance Premiums by Linda Horn</title>
		<link>http://www.homeowners-insurance-guide.com/dangerous-dogs-increase-insurance-premiums.htm/comment-page-1#comment-55793</link>
		<dc:creator>Linda Horn</dc:creator>
		<pubDate>Thu, 14 May 2009 18:02:37 +0000</pubDate>
		<guid isPermaLink="false">http://www.homeowners-insurance-guide.com/dangerous-dogs-increase-insurance-premiums.htm#comment-55793</guid>
		<description>My dog is a Lab,she bit a kids leg because he was kicking @ her while chasing another dog . Now I have to find $250,000 policy to save my dogs life!!They make sure you can&#039;t get your pet back if you&#039;re not rich!</description>
		<content:encoded><![CDATA[<p>My dog is a Lab,she bit a kids leg because he was kicking @ her while chasing another dog . Now I have to find $250,000 policy to save my dogs life!!They make sure you can&#8217;t get your pet back if you&#8217;re not rich!</p>
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		<title>Comment on Dangerous Dogs Increase Insurance Premiums by Jerrie Williams</title>
		<link>http://www.homeowners-insurance-guide.com/dangerous-dogs-increase-insurance-premiums.htm/comment-page-1#comment-55556</link>
		<dc:creator>Jerrie Williams</dc:creator>
		<pubDate>Tue, 28 Apr 2009 14:59:10 +0000</pubDate>
		<guid isPermaLink="false">http://www.homeowners-insurance-guide.com/dangerous-dogs-increase-insurance-premiums.htm#comment-55556</guid>
		<description>How do insurance companies get dog owners to comply, I don&#039;t think there is a witch hunt for Pit Bulls, they should not be allowed in communities. They should be treated as a weapon you need to own so much land before you let them out the front door, becasue I fell as they are a loaded gun, ask the family of the lady in Dumfries VA if it is a with hunt.ID there a way of reporting people that own pit bulls to make sure they have insurance coverage, thank you JW</description>
		<content:encoded><![CDATA[<p>How do insurance companies get dog owners to comply, I don&#8217;t think there is a witch hunt for Pit Bulls, they should not be allowed in communities. They should be treated as a weapon you need to own so much land before you let them out the front door, becasue I fell as they are a loaded gun, ask the family of the lady in Dumfries VA if it is a with hunt.ID there a way of reporting people that own pit bulls to make sure they have insurance coverage, thank you JW</p>
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		<title>Comment on What Is A 100-Year Flood Plain by &#187; Weekly Linkup on Blueprint for Financial Prosperity</title>
		<link>http://www.homeowners-insurance-guide.com/what-is-a-100-year-flood-plain.htm/comment-page-1#comment-38542</link>
		<dc:creator>&#187; Weekly Linkup on Blueprint for Financial Prosperity</dc:creator>
		<pubDate>Sat, 09 Aug 2008 12:51:30 +0000</pubDate>
		<guid isPermaLink="false">http://www.homeowners-insurance-guide.com/what-is-a-100-year-flood-plain.htm#comment-38542</guid>
		<description>[...] wonder what it meant when someone said your home was on a 100 year flood plain? I write briefly on what that means at Homeowners Insurance [...]</description>
		<content:encoded><![CDATA[<p>[...] wonder what it meant when someone said your home was on a 100 year flood plain? I write briefly on what that means at Homeowners Insurance [...]</p>
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		<title>Comment on Cheap Security System: Buy An ADT Sign by Jen</title>
		<link>http://www.homeowners-insurance-guide.com/cheap-security-system-buy-an-adt-sign.htm/comment-page-1#comment-33990</link>
		<dc:creator>Jen</dc:creator>
		<pubDate>Wed, 02 Jul 2008 01:17:49 +0000</pubDate>
		<guid isPermaLink="false">http://www.homeowners-insurance-guide.com/cheap-security-system-buy-an-adt-sign.htm#comment-33990</guid>
		<description>Great article.  Adt signs or any other security sign for that matter can be a solid theft deterrant.</description>
		<content:encoded><![CDATA[<p>Great article.  Adt signs or any other security sign for that matter can be a solid theft deterrant.</p>
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		<title>Comment on Jewelry Coverage in Standard Homeowners Policies by insurancewatch</title>
		<link>http://www.homeowners-insurance-guide.com/jewelry-coverage-in-standard-homeowners-policies.htm/comment-page-1#comment-33403</link>
		<dc:creator>insurancewatch</dc:creator>
		<pubDate>Wed, 25 Jun 2008 19:11:25 +0000</pubDate>
		<guid isPermaLink="false">http://www.homeowners-insurance-guide.com/jewelry-coverage-in-standard-homeowners-policies.htm#comment-33403</guid>
		<description>If you think you&#039;ve lost it, file a police report and then file a claim. The insurance company will sort it out.</description>
		<content:encoded><![CDATA[<p>If you think you&#8217;ve lost it, file a police report and then file a claim. The insurance company will sort it out.</p>
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		<title>Comment on Jewelry Coverage in Standard Homeowners Policies by angella</title>
		<link>http://www.homeowners-insurance-guide.com/jewelry-coverage-in-standard-homeowners-policies.htm/comment-page-1#comment-33234</link>
		<dc:creator>angella</dc:creator>
		<pubDate>Mon, 23 Jun 2008 19:19:20 +0000</pubDate>
		<guid isPermaLink="false">http://www.homeowners-insurance-guide.com/jewelry-coverage-in-standard-homeowners-policies.htm#comment-33234</guid>
		<description>what are the terms for jewerly loss. Aere there certain terms that apply.. what If i just lost my ring in the house and cant find it anywhere,, I Have turned my house up side down... i am not sure if when you are covered ,, there may be special terms  like it has to have been stolen, or something like that.&gt; please help im so upset!!</description>
		<content:encoded><![CDATA[<p>what are the terms for jewerly loss. Aere there certain terms that apply.. what If i just lost my ring in the house and cant find it anywhere,, I Have turned my house up side down&#8230; i am not sure if when you are covered ,, there may be special terms  like it has to have been stolen, or something like that.&gt; please help im so upset!!</p>
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		<title>Comment on Adjusting Insurance Based On Home Value by NO</title>
		<link>http://www.homeowners-insurance-guide.com/adjusting-insurance-based-on-home-value.htm/comment-page-1#comment-24207</link>
		<dc:creator>NO</dc:creator>
		<pubDate>Thu, 20 Mar 2008 11:55:17 +0000</pubDate>
		<guid isPermaLink="false">http://www.homeowners-insurance-guide.com/adjusting-insurance-based-on-home-value.htm#comment-24207</guid>
		<description>Seriously? No. See the following link,
http://www.iii.org/individuals/homei/hbs/howmuch/</description>
		<content:encoded><![CDATA[<p>Seriously? No. See the following link,<br />
<a href="http://www.iii.org/individuals/homei/hbs/howmuch/" rel="nofollow">http://www.iii.org/individuals/homei/hbs/howmuch/</a></p>
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		<title>Comment on Is Rodent, Rabbit Damage Covered By Insurance? by Tim O'Brien</title>
		<link>http://www.homeowners-insurance-guide.com/is-rodent-rabbit-damage-covered-by-insurance.htm/comment-page-1#comment-23520</link>
		<dc:creator>Tim O'Brien</dc:creator>
		<pubDate>Fri, 22 Feb 2008 17:44:30 +0000</pubDate>
		<guid isPermaLink="false">http://www.homeowners-insurance-guide.com/is-rodent-rabbit-damage-covered-by-insurance.htm#comment-23520</guid>
		<description>Most HO policy forms (ISO) exclude damage caused by rodents, but do not exclude damage caused by mammals. In the example you provided, damage from rabbits would not fall under the rodent exclusion, though squirrels, rats, and mice would.  A common culprit - racoons - are also not excluded. Beware of claims adjustors who can get &#039;confused&#039; re: what kind of animal qualifies under this exclusion. Regards</description>
		<content:encoded><![CDATA[<p>Most HO policy forms (ISO) exclude damage caused by rodents, but do not exclude damage caused by mammals. In the example you provided, damage from rabbits would not fall under the rodent exclusion, though squirrels, rats, and mice would.  A common culprit &#8211; racoons &#8211; are also not excluded. Beware of claims adjustors who can get &#8216;confused&#8217; re: what kind of animal qualifies under this exclusion. Regards</p>
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		<title>Comment on Primer on Home Security Systems by Home Insurance Guide &#8250; How To Pick An Alarm System</title>
		<link>http://www.homeowners-insurance-guide.com/primer-on-home-security-systems.htm/comment-page-1#comment-21437</link>
		<dc:creator>Home Insurance Guide &#8250; How To Pick An Alarm System</dc:creator>
		<pubDate>Wed, 23 Jan 2008 22:03:57 +0000</pubDate>
		<guid isPermaLink="false">http://www.homeowners-insurance-guide.com/primer-on-home-security-systems.htm#comment-21437</guid>
		<description>[...] that you understand the various parts of an alarm system, you&#8217;re probably considering getting an alarm system for your home. Picking an alarm is [...]</description>
		<content:encoded><![CDATA[<p>[...] that you understand the various parts of an alarm system, you&#8217;re probably considering getting an alarm system for your home. Picking an alarm is [...]</p>
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