A word of warning to you all, if you host a party at your house and one of your guests get drunk, drives home, and is involved in an accident - you could be liable for damages because you served the alcohol. While the state laws, local court cases, and other regional laws may apply, you may be found liable simply because you were serving (the driver would get sued too).
Sometimes, check with your policy, this may be covered by the liability portion of your homeowners insurance but that likely has a cap on it in the neighborhood of a few hundred thousand dollars. This underscores the importance of getting supplemental umbrella insurance to cover those above and beyond situations.
One Trackback/Pingback
[...] are liable for folks who drive home drunk from your house [...]
Post a Comment