Gerri Willis’ mid-September Five Tips columns revolved around five tips for sorting out your home insurance claim and for anyone who has never gone through this, it’s important for you to understand these tips before you need to - here is the third tip.
Tip #3: Sort and document
Documentation is the cornerstone to any financial dealing and insurance is no exception, in fact, insurance is the one place where documentation means everything. Documentation starts before the disaster, you should have home inventory detailing every item of value in your house (no matter how small) including a photograph if possible. Gerri recommends downloading a checklist from your insurance company or the Insurance Information Institute. As you walk through your home, write down everything you can and estimate how much it would cost to replace the item. The more detail you put down now, the less you have to try to remember later so include makes, models, date of purchases, receipts if you still have them; the more information, the faster your claim will be processed.
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