Home Insurance Guide

Do you live in a gated community? Did you know that you can get a discount on your homeowners insurance if you live in a gated community? Experts claim that the discount is somewhere in the neighborhood of 10%, so if you are in a gated community be sure to tell your insurance representative. This makes sense because the amount of random traffic, that is traffic by people who don’t live in the community or aren’t visiting someone in the community, is going to be a little lower so the risk is lower. It is even better if your gated community has active security personnel monitoring the gates (as opposed to a few hours of active security plus swipe access) so be sure to tell your insurance representative of your situation.