While the end result is the same, you need to find another insurer for homeowner’s insurance; the rules for insurance cancellation and insurance non-renewal are different. With a cancellation, your policy is terminated immediately. With a nonrenewal, your policy is effective until it expires.
A company cannot cancel an insurance policy unless you fail to pay the premium or you committed fraud or made serious misrepresentations on the application as long as the insurance policy has been in effect for 60 days.
Nonrenewal is totally different and there really isn’t much you can do about it. In some states, the insurance company has to notify you within a certain number of days and give you a reason. Sometimes the reason is not something you can do about, such as ending a certain type of insurance, but if you think the reason is unfair, contact the insurance company’s consumer affairs division.
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