http://www.homeowners-insurance-guide.com/homeowners-insurance-covers-car-content-burglary.htm All you want to know about renter's and homeowner's insurance. Tue, 06 Jan 2009 21:09:03 +0000 http://wordpress.org/?v=2.6.5 http://www.homeowners-insurance-guide.com/homeowners-insurance-covers-car-content-burglary.htm#comment-556 dukescounty Sun, 11 Mar 2007 20:35:12 +0000 http://www.homeowners-insurance-guide.com/homeowners-insurance-covers-car-content-burglary.htm#comment-556 When you lean on your homeowners policy for compensating an auto break-in, it can get complicated. I had a break-in en route from MD to FL. Big problem...I had to send in a copy of the police report. Unfortunately, I was never able to get any response from the people beyond the initial show up at the scene. I had to raise a fuss with the insurer. They acted as though I had some kind of control over a sheriff 500 miles away. In the course of argument, it was emphasized that the police report had to list complete information on the stolen items. I asked how the cops would know that. The agent said, I would have to tell them. Duh.... Then, of course, my homeowner insurance premium was bumped up. I'd had this personal property insurance for fifty years without a claim. I wonder what they did with all the premiums I've paid. I'm going to have to pay back the claim money in the future. When you lean on your homeowners policy for compensating an auto break-in, it can get complicated. I had a break-in en route from MD to FL. Big problem…I had to send in a copy of the police report. Unfortunately, I was never able to get any response from the people beyond the initial show up at the scene. I had to raise a fuss with the insurer. They acted as though I had some kind of control over a sheriff 500 miles away.
In the course of argument, it was emphasized that the police report had to list complete information on the stolen items. I asked how the cops would know that. The agent said, I would have to tell them. Duh….
Then, of course, my homeowner insurance premium was bumped up. I’d had this personal property insurance for fifty years without a claim. I wonder what they did with all the premiums I’ve paid. I’m going to have to pay back the claim money in the future.

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