http://www.homeowners-insurance-guide.com/is-rodent-rabbit-damage-covered-by-insurance.htm All you want to know about renter's and homeowner's insurance. Wed, 27 Aug 2008 23:18:33 +0000 http://wordpress.org/?v=2.6.1 http://www.homeowners-insurance-guide.com/is-rodent-rabbit-damage-covered-by-insurance.htm#comment-23520 Tim O'Brien Fri, 22 Feb 2008 17:44:30 +0000 http://www.homeowners-insurance-guide.com/is-rodent-rabbit-damage-covered-by-insurance.htm#comment-23520 Most HO policy forms (ISO) exclude damage caused by rodents, but do not exclude damage caused by mammals. In the example you provided, damage from rabbits would not fall under the rodent exclusion, though squirrels, rats, and mice would. A common culprit - racoons - are also not excluded. Beware of claims adjustors who can get 'confused' re: what kind of animal qualifies under this exclusion. Regards Most HO policy forms (ISO) exclude damage caused by rodents, but do not exclude damage caused by mammals. In the example you provided, damage from rabbits would not fall under the rodent exclusion, though squirrels, rats, and mice would. A common culprit - racoons - are also not excluded. Beware of claims adjustors who can get ‘confused’ re: what kind of animal qualifies under this exclusion. Regards

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