If you’re having problems dealing with your homeowners or renter’s insurance and want to bring in the big guns, check out the Patient Advocate Foundation’s list of Insurance Commissioners. While the Patient Advocate Foundation focuses more on health care, the insurance commissioners in your state are responsible for enforcing all insurance laws, health and otherwise, so you should be chirping in their ears as well. If you think your homeowner’s insurance is cheating you and breaking the law, let the commissioner know because they are responsible for investigating it.
Even if the issue appears minor, they will know more about it and can identify trends (is one company denying small claims that result out of similar events?), it’s your civil responsibility to report breaches! Don’t let them cheat you.
Thanks Consumerist!
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