I was just talking to a friend mine who just bought a townhouse and he was telling me he got a quote of $400 per year for homeowner’s insurance from Liberty Mutual compared to my own bill of about $600 a year. Now, granted his situation is going to be different (different home, different neighborhood, different everything) but it pays to shop around any of your insurance policies every single year to see if you can get yourself a better deal. This applies to homeowners, renters, autos, everything.
Now, there is a two-fold benefit to shopping around every year:
1. You can get the best rates.
2. You are forced to update your information and thus get the most accurate quote and coverage.
So, not only do the get the best rate but you get updated information and are ensure you are correctly insured.
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