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The Nest’s Homeowners Insurance 101

The Nest, a site for newlyweds, had a great primer for those of you without much experience with homeowners insurance called Homeowners Insurance 101.

What to remember if you only remember one thing:
Customize your insurance based on what your home would cost you to rebuild (take home improvements into account), what it would cost to replace the contents of your home (how much stuff did you collect or buy this year?), and how much you’d need in living expenses if an event forced you out of your home (if you have kids, your coverage will need to change to take them into account), and reassess your coverage every year.

Hat tip to Amanda of Young and Broke.

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